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Save With A Home Refinance?

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Lower Your Monthly Mortgage, Save Money,
or Get More Cash With A Refinance.

Refinancing can be a great way to increase your monthly cash flow by resetting your mortgage terms.

If you want to get out from under high interest rate charges from credit cards, student loans, or other forms of debt, then a cash-out refinance might be the solution for you.

LOWER PAYMENT

A great way to save money on your home loan is to refinance for a lower interest rate. Just a small drop in interest rate can lower your mortgage payment significantly.

CASH OUT

Refinancing your home to take advantage of its equity can be a great way to get the funds you need for home improvements, retirement, vacations and more.

KEEP PAYMENT FROM RISING

Do you plan to stay in your home for an extended period? If so, then refinancing to a fixed-rate mortgage is a great way to keep your payment from rising.

Refinance Your Mortgage And Start Saving

Do you know what a mortgage refinance can do for you? Refinancing can be a great tool to increase your monthly cash flow by resetting your mortgage terms with a lower interest rate, or an extended term to lower your monthly payment. Refinancing can also be a helpful tool to restructure existing debt, or consolidate your first and second mortgage into one.

Your goals matter, and the loan advisors at American Pacific Mortgage Everett can work with you to create a refinance package that makes the most financial sense to you. Tell us what you would like to accomplish, and we will walk you through the refinance process with the information and guidance you need from start to finish.

LET'S GET STARTED

Let us help you find the home loan to reach your financial goals.

FIXED RATE

The peace of mind of a fixed rate and payment is the right choice for most borrowers.

*Please visit our Disclosures page for more details for all loan types

ADJUSTABLE RATE

When you have short term lending goals, an adjustable rate may be right for you.

*Please visit our Disclosures page for more details for all loan types

CONVENTIONAL MORTGAGE

A conventional mortgage is a home loan that falls under the conforming loan limit of $453,100 (which is set annually by the Federal Housing Finance Agency)

FHA MORTGAGE

A mortgage that is insured by the Federal Housing Administration (FHA). FHA loans allow for down payments as low as 3.5%* and lower credit scores than most conventional loans. There are maximum loan amounts that vary by county.

JUMBO LOANS

Loans for premium real estate areas that exceed the conventional conforming loan limits (ranging between $453,100-$679,650 depending on area)

REVERSE MORTGAGE

If you are 62 or older, leverage the equity on your primary residence.

USDA LOANS

A loan to fund your small town dreams of rural home ownership, with lenient down, income and credit requirements.

VA MORTGAGE

Loans for veterans, servicemembers or surviving spouses. With qualifying income and credit, you can buy a primary residence with no money down at a fantastic rate.

American Pacific Mortgage Programs

*Tips for Success

It is extremely important that you don’t make any major life changes immediately before or during the loan process.
Don’t quit your job, change jobs, or become self employed.
Don’t make any large purchases like a vehicle or furniture.
Don’t co-sign on any loans for someone else.
Don’t spend money that you have set assigned for down payment or closing costs.
Don’t make any changes to your credit like opening new cards, spending on cards, or even closing accounts without guidance from a professional.
Don’t panic! The loan process can seem daunting, particularly if it is your first time. We will help you understand what is needed and to get you to the finish line.

APM NMLS Consumer Access Link: https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1850

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

808 134th St SW, Suite B205, Everett WA, 98204 | NMLS: 1062505
Equal Housing Opportunity

Ready To See How Much You Can Save With A Home Refinance?